Pay for Your Education

Can you afford the education you need to achieve your goals? You have many options to get training or a degree. Start planning now and learn how to pay for your education. Take advantage of the online tools below. Explore the loan calculator and FAFSA forecast.

Before you apply to schools, update your budget. Know how much you can afford to pay for training.

What are your financial aid choices?
Financial aid is money that helps you pay for school or training. Most students get financial aid that is used to pay for tuition, books, or other costs.
 

Types of Financial Aid
Grants and scholarships are awards you don't have to pay back. Grants mostly come from the government, such as the Federal Pell Grant. Scholarships can come from a school, community group, business, or the government. Some scholarships are for people who don't have much money. Others are for people who are good at sports, have good grades, or a special talent. Check with the school that you want to go to for scholarships that fit you.
A loan is money you borrow. You have to pay back a loan with interest. There are many kinds of loans. Each has a different interest rate and rules. Some well-known loans are the Stafford, Perkins, PLUS, and SELF.
Work study is a job offered through the school. It helps you earn money to pay for your education.

Resources to Help You Pay for Education

Kentucky Higher Education Assistance Authority
KHEAA School Evaluation Chart
Free Application for Federal Student Aid
Career OneStop
E3.Ky

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